Terms & Conditions

Last Updated: 21 September 2026

Welcome to the website of Astrum Consultancy ("Astrum Consultancy", "we", "us", or "our").

By accessing or using our website at https://www.astrumconsultancy.com/, you agree to be bound by these Terms & Conditions. If you do not agree with these terms, please do not use our website.

1. About Our Services

Astrum Consultancy provides consultancy and advisory services relating to areas including business finance, loans and funding, equity funding, financial and business consultation, and financial training.

Information provided on this website is intended for general informational and consultancy purposes. The availability and suitability of any financial product, funding arrangement, investment opportunity, or business solution will depend on the individual circumstances of the relevant client and applicable requirements.

2. No Guarantee of Funding or Approval

Submitting an enquiry to Astrum Consultancy does not guarantee that you will receive a loan, funding, investment, equity financing, or any other financial facility.

Any approval, sanction, investment, financing, interest rate, amount, repayment terms, or other commercial terms are subject to the relevant institution, investor, lender, service provider, or other decision-maker and their applicable eligibility criteria and policies.

Astrum Consultancy does not guarantee that any particular application or proposal will be approved or that any particular financial outcome will be achieved.

3. Information Provided on the Website

We make reasonable efforts to keep the information on our website accurate and useful. However, information may change over time and may not always be complete, current, or applicable to your particular circumstances.

The information on this website should not be treated as a guarantee, promise, or representation that a particular result will be achieved.

You should obtain appropriate professional advice before making significant financial, business, investment, or other commercial decisions.

4. No Financial, Legal, Tax, or Investment Advice

Unless expressly agreed with you as part of a specific professional engagement, information provided through this website should not be considered a substitute for independent financial, legal, tax, accounting, or investment advice.

Every individual's or business's circumstances are different. You should consider obtaining advice from an appropriately qualified professional before making decisions based on information obtained from our website or from our general informational materials.

5. Enquiries and Consultations

You may submit an enquiry through our website using the information requested in the enquiry form.

Submitting an enquiry does not create a client-consultant relationship between you and Astrum Consultancy.

A professional or consulting relationship will arise only when expressly agreed between Astrum Consultancy and the relevant client, where applicable.

We may contact you using the information you provide in order to respond to your enquiry or discuss the services you have requested.

6. Accuracy of Information Provided by You

When submitting an enquiry or providing information to Astrum Consultancy, you agree to provide information that is accurate and not misleading to the best of your knowledge.

You are responsible for ensuring that information and documents you provide are complete and accurate.

We may rely on the information provided by you when assessing or discussing your enquiry.

If you provide false, misleading, fraudulent, or materially incomplete information, we may decline to proceed with your enquiry or services.

7. Fees and Charges

Any professional fees, consultation fees, service charges, or other applicable charges will be communicated to you separately where applicable.

Nothing on this website should be interpreted as establishing a fee, commission, charge, or financial obligation unless expressly communicated and agreed between Astrum Consultancy and the relevant client.

8. No Investment Guarantee

Where our services involve discussion of equity funding, investments, business opportunities, or other financial arrangements, past performance, examples, projections, estimates, or potential outcomes should not be interpreted as guarantees of future results.

Any financial or investment decision involves risks, and you are responsible for evaluating whether a particular opportunity or arrangement is suitable for you.

9. Intellectual Property

Unless otherwise stated, the content of this website, including text, graphics, logos, images, designs, branding, layout, and other materials, is owned by or licensed to Astrum Consultancy.

You may view and use the website for your personal or legitimate business purposes.

You may not reproduce, copy, modify, distribute, publish, sell, or commercially exploit website content without our prior written permission, except where permitted by applicable law.

10. Website Availability

We aim to keep our website available and functioning properly. However, we do not guarantee that the website will always be available, uninterrupted, error-free, or free from viruses or other harmful components.

We may modify, suspend, restrict, or discontinue any part of the website without prior notice where reasonably necessary.

11. Third-Party Websites and Services

Our website may contain links to third-party websites, platforms, or services.

These links are provided for convenience or informational purposes. Astrum Consultancy does not control and is not responsible for the content, availability, security, privacy practices, or terms of third-party websites.

Your use of third-party websites or services is subject to their respective terms and policies.

12. Limitation of Liability

To the maximum extent permitted by applicable law, Astrum Consultancy shall not be responsible for any direct, indirect, incidental, consequential, special, or other loss or damage arising from or relating to:

Your use of or inability to use the website;
Reliance on information published on the website;
The rejection, delay, modification, or cancellation of any loan, funding, investment, or financial application;
Decisions made by banks, lenders, investors, financial institutions, or other third parties;
Any financial or business decision made by you based on information obtained from the website; or
Any interruption, technical issue, security incident, or failure affecting the website.

Nothing in these Terms & Conditions excludes or limits liability that cannot lawfully be excluded or limited under applicable law.

13. Indemnity

To the extent permitted by applicable law, you agree to indemnify and hold Astrum Consultancy, its owners, employees, consultants, and representatives harmless from claims, losses, liabilities, damages, costs, or expenses arising from your unlawful use of the website, your violation of these Terms & Conditions, or your provision of false, misleading, or unauthorized information.

14. Prohibited Use

You agree not to:

Use the website for any unlawful or fraudulent purpose;
Submit false, misleading, or fraudulent information;
Attempt to gain unauthorized access to the website or its systems;
Introduce malicious software, viruses, or harmful code;
Interfere with the operation or security of the website;
Copy or commercially exploit website content without permission; or
Use the website in a manner that violates applicable laws or regulations.

15. Privacy

Your use of the website is also subject to our Privacy Policy, which explains how we collect and handle personal information.

16. Changes to These Terms

We may update these Terms & Conditions from time to time to reflect changes to our services, website, business practices, or applicable laws.

Updated terms will be published on this page, together with the updated "Last Updated" date.

Your continued use of the website after changes are posted constitutes your acceptance of the updated Terms & Conditions.

17. Governing Law and Jurisdiction

These Terms & Conditions shall be governed by and interpreted in accordance with the laws applicable in India.

Subject to applicable law, courts having jurisdiction in Kolkata, West Bengal, India shall have jurisdiction over disputes arising from or relating to these Terms & Conditions or your use of the website.

18. Contact Us

If you have questions regarding these Terms & Conditions, you can contact us at:

Astrum Consultancy

Email: contact@astrumconsultancy.com

Address: Garia Station Road, Kolkata, West Bengal, India