FAQ
What types of loans can Astrum Consultancy help with?
We assist individuals and businesses with various financing requirements, including business loans, SME loans, loans against property, home loans, personal loans, and working capital facilities.
Can you help me choose the right loan?
Yes. We understand your financial requirements and help you explore suitable loan and funding options based on your needs and eligibility.
How much loan can I get?
The loan amount depends on factors such as your income, business turnover, financial profile, credit history, repayment capacity, collateral, and the lender's eligibility criteria.
What documents are generally required for a loan?
Documents may vary depending on the type of loan and lender. Common requirements may include identity and address proof, income or business documents, bank statements, financial statements, tax documents, and property-related documents where applicable.
Can I apply for a loan if I am self-employed or run a business?
Potentially, yes. Eligibility depends on factors such as business vintage, turnover, income, banking history, credit profile, documentation, and the specific lender's criteria.
Does my credit score affect loan eligibility?
A credit score and credit history may be considered by lenders when assessing an application. However, eligibility depends on the lender's overall assessment and other factors as well.